Fast Capital for Healthcare Practices & Clinics
Equipment, expansion, acquisitions, and working capital for dental, veterinary, and medical practices — funded in days.
Built for practitioners who put patients first.
We know what keeps practice owners up at night
Healthcare cash flow is unique. We underwrite the realities of your practice, not a banker's checklist.
Equipment upgrade cycles
Imaging, diagnostics, and surgical equipment require major capital every 3–5 years — timing matters for patient outcomes.
Real estate & expansion costs
Opening a second location or renovating an existing practice demands upfront capital before new patient revenue ramps.
Provider recruitment & onboarding
Hiring associate physicians, hygienists, or specialists requires salary support before their book of business matures.
Patient care continuity
Cash flow gaps from insurance reimbursement delays can strain payroll and supply purchasing without disrupting care.
Technology & EMR investments
Modern patient management, billing, and telehealth platforms require capital that traditional lenders rarely understand.
Acquisition opportunities
Retiring practitioners create time-sensitive buyout opportunities that close too fast for bank underwriting timelines.
Why Healthcare Providers Choose Us
Built for the way you actually practice
Deep underwriting expertise in practice collections, payer mix, fee schedules, and healthcare cash cycles.
Speed that matches your pace
Term sheets in 48 hours, funding in 4–5 days. Move on equipment, real estate, or acquisitions before windows close.
Understand healthcare economics
We underwrite on collections, fee schedules, and payer mix — not just tax returns and bank statements.
Flexible structures for practices
Equipment loans, practice acquisition lines, working capital facilities, and expansion financing — tailored to your specialty.
Certainty of close
When we issue a term sheet, we close. No last-minute surprises when you are ready to sign a lease or close a deal.
How It Works
From application to funding in days, not months
Quick application
Share your practice financials, payer mix, and growth plans in under 15 minutes. We know what healthcare owners need to show.
Term sheet in 48 hours
Our healthcare credit team underwrites fast and returns a clear, transparent term sheet — not a maze.
Diligence & docs
We run parallel diligence — license verification, lease review, insurance validation — so nothing stalls your timeline.
Funded in 4–5 days
Wire hits your account. You buy equipment, sign the lease, or close the acquisition while competitors are still waiting.
Real Results
Capital deployed for healthcare operators
Equipment term loan for diagnostic imaging suite, enabling same-day results and 40% increase in patient throughput.
Acquisition financing to purchase a retiring dentist's practice, including patient records, equipment, and lease assignment — closed in 7 business days.
Expansion line for second location, surgical suite buildout, and associate veterinarian recruitment.
Qualification Criteria
Straightforward, transparent fit
We tell you upfront whether your practice qualifies — no months of back-and-forth before a decision.
- 2+ years in business
- EBITDA positive
- Annual collections $750K+
- Funding range: $100K – $15M
- Active practice license & insurance
- US-based operating company
Secure funding for your practice in 48 hours
Tell us about your practice, collections, and growth plans. We'll underwrite quickly and close with certainty.