Fast Capital for Information & Technology Companies
Growth capital, R&D, acquisitions, and working capital — term sheets in 48 hours, funding in 4–5 business days.
Built for technology operators who move fast.
Capital challenges we solve for technology companies
Information and technology businesses face unique growth timing challenges. We underwrite the realities of your model, not a banker's checklist.
Rapid growth needs
Product-market fit can create demand that outpaces cash reserves. Scaling infrastructure, sales, and support requires capital before revenue catches up.
R&D investment
Building the next release, platform, or product line consumes cash today while returns materialize over quarters or years.
Talent acquisition
Engineers, sales leaders, and implementation teams are expensive and often needed before client contracts ramp.
Bridge funding
Between funding rounds, M&A timelines, or large contract wins, cash flow can tighten even when the outlook is strong.
Acquisition opportunities
Strategic targets, talent, and technology appear quickly. Slow capital can cost the deal to a better-funded buyer.
Cash flow for scaling
Recurring revenue, usage-based models, and long sales cycles look healthy on paper but strain working capital in practice.
Why information & technology companies choose Ironclad
Capital structured around technology cash flow
Deep underwriting expertise in recurring revenue, SaaS metrics, R&D cycles, and technology-enabled growth.
Speed that matches your roadmap
Term sheets in 48 hours, funding in 4–5 business days. Move fast enough to capture opportunity before a quarter slips.
We underwrite technology economics
ARR, retention, gross margin, and growth efficiency matter as much as balance-sheet collateral. We speak the language of operators.
Flexible capital structures
Growth capital, R&D facilities, acquisition financing, and working capital lines structured around technology cash flow.
Certainty of close
When we issue a term sheet, we close. No surprises when a vendor payment, hire start date, or acquisition deadline is fixed.
How It Works
From application to funding in days, not months
Quick application
Share financials, growth metrics, and capital needs in under 15 minutes. We understand recurring revenue and technology business models.
Term sheet in 48 hours
Our credit team underwrites ARR, margins, retention, and use of proceeds — then returns a clear, transparent term sheet.
Diligence & docs
We run parallel diligence on financials, contracts, and corporate structure so nothing stalls before your deadline.
Funded in 4–5 days
Wire hits your account. You hire, build, acquire, or scale while competitors wait on a credit committee.
Real Results
Capital deployed for technology companies
Growth capital facility closed in 6 business days, funding sales expansion and product development ahead of a Series B.
Acquisition financing for a complementary software product, enabling the client to win the deal against a strategic competitor.
Bridge capital to complete a major platform release, covering engineering payroll and cloud infrastructure during a ramp-up.
Qualification Criteria
Straightforward, transparent fit
We tell you upfront whether your business qualifies — no months of back-and-forth before a decision.
- 2+ years in business
- EBITDA positive
- Annual revenue $1M+
- Funding range: $100K – $15M
- Technology or information services model
- US-based operating company
Get your information term sheet in 48 hours
Tell us about your technology company, growth plans, and capital needs. We'll underwrite quickly, structure intelligently, and close with certainty.