Manufacturing & Wholesale Distribution

Fast Capital for Manufacturers & Distributors

Inventory, equipment, production scale-up, and acquisitions — term sheet in 48 hours.

Built for operators who keep supply chains moving.

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2+ Years in Business
EBITDA Positive
$100K – $15M

We know what keeps manufacturers up at night

Manufacturing and distribution cash flow is unique. We underwrite the realities of your operation, not a banker's checklist.

Bulk inventory purchases

Supplier minimums, seasonal buying windows, and early-pay discounts require capital before revenue catches up.

Supply chain opportunities

New vendor relationships and volume pricing require immediate capital — slow lenders miss the window.

Seasonal revenue swings

Peak season ramps require pre-built inventory and expanded shifts before orders materialize.

Equipment & line upgrades

Modernizing production lines or adding capacity requires fast capital to meet customer deadlines.

Raw material price volatility

Commodity swings and freight cost spikes strain margins when capital is locked up in long cycles.

Facility expansion needs

Growing out of your current space — or adding distribution centers — demands capital before lease or closing.

Why Manufacturers Choose Us

Built for the way you actually operate

Deep underwriting expertise in inventory turns, gross margins, supply chains, and manufacturing cash cycles.

Speed that matches production cycles

Term sheets in 48 hours, funding in 4–5 days. Buy inventory, upgrade lines, or close acquisitions on time.

Understand manufacturing economics

We underwrite on inventory turns, gross margins, and customer concentration — not just tax returns.

Flexible capital structures

Inventory lines, equipment term loans, acquisition facilities, and growth capital — tailored to your operation.

Certainty of close

When we issue a term sheet, we close. No surprises when you need to pay a supplier or close a deal.

How It Works

From application to funding in days, not months

01

Quick application

Share your financials, customer mix, and capital needs in under 15 minutes. We know what manufacturers need to show.

02

Term sheet in 48 hours

Our manufacturing credit team underwrites fast and returns a clear, transparent term sheet.

03

Diligence & docs

We run parallel diligence — customer references, inventory audits, equipment appraisals — so nothing stalls.

04

Funded in 4–5 days

Wire hits your account. You buy inventory, upgrade equipment, or close the acquisition while competitors wait.

Real Results

Capital deployed for manufacturing operators

$8.5M
Pharmaceutical Manufacturer

Acquisition financing closed in 9 business days, enabling purchase of a complementary manufacturing facility and beating a competing bid by two weeks.

$5M
Produce Distributor

Seasonal inventory line plus fleet expansion capital, deployed ahead of peak season to secure volume contracts with two major retail chains.

$3M
Consumer Goods Manufacturer

Equipment + working capital package replaced a bank that walked at closing, allowing a new production line to launch on schedule.

Qualification Criteria

Straightforward, transparent fit

We tell you upfront whether your business qualifies — no months of back-and-forth before a decision.

  • 2+ years in business
  • EBITDA positive
  • Annual revenue $1M+
  • Funding range: $100K – $15M
  • Demonstrable customer contracts or purchase orders
  • US-based operating company

Get manufacturing funding in 48 hours

Tell us about your operation, inventory needs, and growth plans. We'll underwrite quickly and close with certainty.

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